Committed to The American Dream
With the current state of the housing market, the constant changes in loan programs and regulations, rising interest rates, consumers are wondering if they can still get a mortgage. The answer is a resounding yes!
While the landscape of real estate and mortgage has become more difficult, whether you live in Sacramento, Elk Grove, Folsom, Laguna, Roseville, Lincoln, El Dorado or in any of the states we do mortgages in, you can trust us to find the loan program that's best for you, including FHA. Get Pre-Approved here
The First Time Home Buyer Tax Credit has been extended and expanded for a limited time. There is still the possibility to qualify for this, but time is running out. Click here for more information: First Time Home Buyer Tax Credit Explained
Most mortgage organizations focus only on price when communicating with prospects. We can provide you with meaningful advice that has both immediate and lasting value.
Our commitment is to help you make informed choices about your financing options when buying or refinancing a home. There are many different ways to do a mortgage, but to find the best option for you, we take into consideration your long and short term financial and investment goals as well as your payment and equity objectives. We will work with you to outline your goals, analyze your current purchasing power and then recommend several different strategies that will enable you to achieve your goals.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying, refinancing a mortgage, or cashing out your equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!
We offer programs for:
- Purchase and Refinance
- Owner and Non-Owner Occupied
- Conforming and Jumbo
- Conventional, FHA, VA, CalPERS and CalSTRS
- Reverse Mortgages
- First-Time and Community Homebuyers
- Fixed and Adjustable Rates
- Mortgage Credit Certificate (MCC)
- Approved to lend in 19 States
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.
